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Labor & Payroll

Net Salary Calculator

Calculate an estimate of your monthly and annual net salary applying employee contributions and 2026 IRPF tax withholding according to your employment, family and tax circumstances.

1. Basic Data

Includes total annual cash remuneration and, where applicable, in-kind remuneration subject to tax withholding calculation.

2. Tax Situation

Applies minimum IRPF rate (2% for contracts <1 year/artists, 15% for special employment).

3. Family & Personal Circumstances

Dependants aged 25 or over only qualify when they meet IRPF disability requirements.

Include only ascendants who qualify for the IRPF family allowance.

Enable this option only if you meet IRPF requirements for job relocation and reported it via Form 145.

Additional tax adjustments

Annual amount fixed by court order.

Annual amount fixed by court order.

This reduction can only be applied when annual remuneration is under €33,007.20 and remaining tax requirements are met.

Enter the amount of applicable reduction, max 30% / €90,000.

Enter only the amount of the applicable tax reduction.

Custom IRPF retention (%)
Data verified for 2026 · Last verified: August 13, 2026Official sources: AEAT· Spanish Social Security· BOE

Net Salary Breakdown

NET SALARY PER PAYMENT
14 payments Average Tax Withholding:
Annual Gross Salary
Social Security Contributions
Common Contingencies (4.70%)
Unemployment & Training (1.65%)
MEI — Intergenerational Equity Mechanism (0.15%)
ℹ️ Worker contributes 0.15% MEI (and additional solidarity contribution on monthly salaries above €5,101.20), per 2026 regulations.
Income Tax (IRPF)
Annual Net Salary
Updated for 2026 (Spain Regulations) Last revised: August 13, 2026

Calculation Methodology & Official Sources

This calculator is designed for active employees. Calculations apply the general 2026 Spanish IRPF withholding procedure and employee Social Security contributions under Spain's General Regime: 4.70% for common contingencies, 0.10% for vocational training, and 1.55% or 1.60% for unemployment depending on contract type, plus the 0.15% MEI and the additional solidarity contribution when applicable. The estimation assumes an annual gross salary with a homogeneous monthly distribution; in monthly variable salaries, monthly contribution caps and solidarity tiers may cause slight variations compared to an actual payslip.

The estimate calculates the initial annual withholding rate and does not reproduce withholding adjustments that may arise during the year following changes in salary or personal, family or employment circumstances.

In part-time contracts or salaries close to the minimum contribution bases, actual contributions may also differ because minimum bases depend, among other factors, on working hours and contribution category.

Spanish Tax Agency (Agencia Tributaria) Spanish Social Security (Seguridad Social) Official State Gazette (BOE)

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