€
My Bank (Custom)
Your Custom Rate
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Compare with Online Banks
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Trade Republic
Existing clients: 2.25% TAE
3.04%
Openbank Special Offer
2.5%
MyInvestor
2.5%
Renault Bank
2.73%
N26
2.26%
Revolut
2.02%
Banco Sabadell Special Offer
2%
Yield & Profitability Comparison
| Bank | APY / TAE | Deposit | Net Earnings | Per Day | Total |
|---|---|---|---|---|---|
| Enter your savings amount and select at least one bank | |||||
📊 About Compounding and APY:
The rates shown are APY / TAE (Annual Percentage Yield / Equivalent Annual Rate). To estimate earnings for any period, the effective annual yield formula C·(1 + APY)t − C is used, where t is the term in years. Compounding frequency indicates when the bank credits interest, but APY/TAE already accounts for that effect so you can directly compare products.
📋 Tax Note: Interest is treated as savings income (income from movable capital) for Spanish personal income tax. The general withholding rate is 19%. Final tax is determined under the savings tax base and may differ from the withholding; in 2026 the savings scale ranges from 19% to 30%.
⚠️ Indicative Rates Only: The listed interest rates are the latest verified manually. Banks modify rates without notice. Always verify current terms on the official website before subscribing. Last review: 2026-08-27.